Time to break out the warm jackets and put away the bathing suits. Autumn has arrived!Read More
Staying active can be hard, but can keep you feeling and looking your best at every stage of life. Being active can help prevent diabetes, heart disease, reduce pain associated with arthritis, and heart disease. By improving your endurance, flexibility, balance, and strength you are increasing your chances of staying healthier longer.
Please make sure to check with your doctor before starting any exercise program.
Even just starting with 5-minute aerobic sessions a few days a week to raise your heart rate can build your endurance. Doing this can burn off calories, lower blood pressure, improve heart health, and maintain joint movement. Eventually you will be able to complete 30 minutes of activity. This could include walking and swimming. You might even be able to work your way to hiking, tennis, and running!
Do you know the reason why you should be trying to walk more often?
Just 30 minutes a day is recommended for both seniors and people of all ages. Walk your way into a happier and healthier life. It is also possible that you could greatly reduce the need for a walker or other type of walking aid.
Some places have group fitness classes that you can get involved in. These classes tend to be low impact, with some weight lifting and light aerobics. There are even some places that offer water aerobics classes when a pool is available. If you do not have classes available to you or nearby, you can always check online and find a video that suits your exercise needs. Here is a video I found for a low impact workout geared towards seniors.Read More
There are many benefits to owning a pet as you get older. When you live alone you may become depressed or anxious. Pets can help lower blood pressure, reduce stress, and increase your physical activity and social interaction. One of the best parts about pets is that they can help lessen loneliness.
Some of the benefits of owning a pet are:
Almost 65? Find out what you should know about Medicare.
Fun fact: 10,000 baby boomers a day will turn 65 between now and 2030. Chances are you are one of them. You generally become eligible for Medicare at age 65 and delaying your enrollment can result in penalties. It’s best for you to learn more as soon as possible.
There are four major parts of Medicare.
Medicare Supplements (also known as Medigap) offer additional coverage to individuals enrolled in Parts A and B.
When am I eligible for Medicare? The Enrollment in Medicare begins three months before your 65th birthday and ends 3 months after your birthday month. You will automatically be enrolled in Medicare Parts A and B if you are currently receiving Social Security benefits the month you turn 65. If you are not currently receiving Social Security Benefits, you will need to sign up for Medicare by going to the Social Security website by clicking here or calling 800-772-1213.
What if I’m still working and have a group insurance plan? You might not need to sign up for Medicare Part B right away. Ask your employer whether the employer’s plan is the primary insurer. If Medicare ends up being the primary insurance instead of your employer’s insurance, you will still need to sign up for Part B to avoid a potential late enrollment penalty. If you are not going to sign up for Part B, you should still enroll in Part A. This may help pay for some of the costs that might not be covered by your group health plan.
During your initial enrollment period, it is extremely important that you sign up for Medicare Part B especially if you do not currently have an employer or group insurance plan. You can, however, delay Part B without penalty if you have other coverage. Please make note
If you do not sign up for Medicare Part B right away, you’ll likely be subject to a penalty. The premium will go up 10 percent for every 12-month period that you were eligible for part B and not enrolled, unless you were enrolled in other creditable coverage in that time. You must wait for the next general enrollment period to enroll, which runs between January 1 and March 31 of each year.
What are Medicare Supplements? Under Medicare you are still responsible for 20% of most costs, plus copayments and coinsurance for things like hospital stays. Most of what is not covered by Medicare can be covered by purchasing a Medicare Supplement insurance policy from a private insurer. If this is something you are interested in you can search online for a Medigap policy in your area at Medicare.gov by . Or if you would like a free quote for a personalized plan in your area click here to visit our free Medigap Quote engine.
What is Medicare Advantage? Medicare Advantage, also known as Part C, is offered by private insurers. You must be enrolled in Medicare Parts A and B to be able to join a Medicare Advantage plan. If you join a Medicare Advantage plan, the plan will provide all your Part A and Part B coverage, and most will also provide prescription drug coverage. Medicare Advantage could also possibly provide additional coverage, such as dental, hearing, vision, and/or health and wellness programs. These plans typically require you to get all your care through that plan and may have specific networks of doctors you must use or other limitations.
What is Part D? Part D offers prescription drug coverage through plans offered by private insurers who are contracted with Medicare. If you’re enrolling in a Medicare Supplement or just keeping Original Medicare, you will likely want to enroll in a stand-alone Part D plan to cover your prescriptions. If you don’t enroll during your initial enrollment period and you don’t have other creditable coverage, you may be subject to a penalty for each month you were without coverage. Every month you delay enrollment past the initial enrollment period, your Medicare part D premium will increase at least 1 percent. If you had drug coverage through another source, like an employer or retiree group plan that is at least as good as Medicare’s, you may be exempt from these penalties. If you need a prescription drug plan you should visit the Medicare.gov website by clicking here.
Here are some other links that you might find helpful:
Here is a list of 5 technological items you should have and learn to use.
There are so many things that you can do with these items. Having a tablet can connect you to family pictures, reading books, listening to music, learning about new countries and languages! They are lightweight and have adjustable font size making it easier to read. There are also apps that can help track fitness along with games that promote brain fitness.
Sometimes we get lonely, and Skype is a way to make sure we can stay connected with family and friends we might not be able to see every day. It’s available for smartphones, tablets, and regular computers. Real-time video communication with those we love is a snap thanks to Skype.
If you have a computer or mobile device, you should know how to set up a health tracker on your phone. There is a wealth of opportunity out there. Most of these apps have the ability to track your medications, your nutritional needs, keep track of your exercise and weight. These things can help you be more independent and take control of your wellness.
As silly as it sounds, we tend to get more forgetful as we get older. This makes getting lost a strong possibility. Using an app on your smartphone or even using a GPS tracker that can attach to your wrist or clothing can greatly improve your chance of getting home safely in case you become forgetful or lost.
The items listed here are things that will help you remain independent and safe. Besides the GPS there are other devices such as stove shut off systems, wireless home monitoring, LED lighting, medication dispensing applications, and photo-enhanced phone dialers. These can all help you with mild cognitive and motor impairment.Read More
Did you know that heart disease is the leading cause of death in the United States? Do not become a statistic.
Schedule an appointment with your doctor to discuss whether or not you are at risk for heart disease.
In addition to speaking with your doctor there are a few things you can do to show your heart you care.
Want more information? Visit the American Heart Association webpage for detailed information on leading a healthier lifestyle for you and your heart.Read More